Yearly fee loss calculator
Enter your monthly invoice volume and see exactly how much you'll lose to processor fees this year — plus how much switching to USDT on Bybit would save you.
YOU LOSE PER YEAR
-$4,440
Based on $5,000/month at 7.4% effective rate
Per transaction:-$370
Per month:-$370
Per year:-$4,440
Over 5 years:-$22,200
SWITCH TO USDT ON BYBIT — SAVE
+$4,380/yr
USDT effective cost ≈ 0.1% (network only). 5-year savings: $21,900
Receive USDT from clients, cash out to your bank. Code B43BYNM applied automatically for sign-up bonus.
Open Bybit account →How this works
The yearly loss is computed as: Monthly volume × (Fee rate + FX) × 12. Switching to USDT replaces the processor fee with a flat ~0.1% network cost — virtually nothing on a recurring revenue stream.
Methodology assumes one transaction per month at the listed volume. If you have many small transactions, fixed-per-transaction fees ($0.30 etc) increase the loss further. Use our PayPal calculator for per-transaction precision.
Related tools
- PayPal fee calculator — per-transaction
- Stripe fee calculator
- Reverse fee calculator — invoice the right amount
- PayPal vs USDT — full comparison